$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.

$1000 Cash Incentive. Current College Graduates (within the last 12 months) or those about to Graduate (within the next 4 months) may receive the following toward new vehicle contracts: - $1000 towards the Lease or Finance of a 2012-2013 BMW - Super Elite rate for all Standard Plus customers and up. - $45,000 advance cap removed – now based on FICO and ability to pay. - Security Deposit Waiver unless stipulated by credit. Program Criteria: - Graduation from an accredited college or university with an undergraduate or graduate degree earned within previous 12 months OR eligibility for graduation within next 4 months with a verifiable offer of employment. - A copy of the graduate’s diploma or official transcript. - POI or employer letter with contact information stating position/title and income. - At least 24 months of credit file – no previous derogatory credit on any trades. - Gross debt to income ratio of less than 45%. - Gross automotive payment to income ratio of less than 25%.